How Our Terms Govern Your Account
When you open an account with us, you enter into a binding agreement that covers how we process your personal data, how funds move through your wallet via UPI, Paytm or PhonePe, and the conditions under which access is granted or restricted depending on local law
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in your region. We retain transaction records tied to UPI, Paytm and PhonePe deposits and withdrawals for the period required under applicable regulations — not longer. Any material change to these terms is communicated via the registered email on your account at least seven days before
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it takes effect. If you continue using the platform after that notice period, you accept the updated terms. Where a local law in India conflicts with a specific clause, the local law takes precedence for accounts registered in that jurisdiction.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.